Discount dental plans are an affordable, easy-to-use, and hassle-free solution for people looking to save on their dental care. Below is a comparison guide between discount dental plans and dental insurance to help you make an informed decision.

Some of the characteristics of dental insurance include:

• Limitations, deductibles, and annual maximums
• Waiting periods for major dental procedures (often 6 to 24 months for major services such as crown, bridge, dentures)
• Tedious and time-consuming written claims process
• Limitations/exclusions on pre-existing conditions
• Certain dental specialties, such as cosmetic dentistry or orthodontic treatments, are rarely covered
• Expensive monthly premiums for defined coverage
• Typically inaccessible to individuals and families unless provided by their employer
• Services are out-of-pocket once maximum is met
• Deductibles must be met before any benefits are paid; after deductible, co-payment must be met

Some of the characteristics of discount dental plans include:

• No annual limits—members enjoy discounts on most dental services all year long
• Most plans activate within 3 business days, so members can start saving right away
• One low annual membership fee
• No tiresome paperwork hassles—plan membership card is presented for discounts on most dental services
• No health restrictions
• Select plans include discounts on dental specialties, including cosmetic dentistry and orthodontics
• Affordable membership fees for access to a network of providers offering discounts on most dental procedures
• Available directly to individuals, families, businesses, and groups

Even if you already have dental insurance, the discounts offered by our discount dental plans may be used along with your dental insurance for even more savings. Please consult with a participating dental care provider before beginning treatment. In short, discount dental plans are an alternative to dental insurance, and offer plan members significant savings on most dental procedures.